CEO... Chief Everything Office or...?

     CEO…Chief Everything Officer or Chief Executive Officer; Are you working in your business or ON your business? Almost every day I ask myself this question as I get to the office early and leave late, first in, last out mentality. Do I get up for another cup of coffee or send someone else while I finish a task actually making me money? Is the gossip at the water cooler worth the 15 minutes and (most importantly) productive?

     Time management is important for goals, deadlines and priorities need to be set. Boundaries for how much TV watching, talking with friends and window shopping can be determined so more time can be devoted to positive projects and not time wasters. As we all know, even the richest people only get 24 hours in a day to be successful.

            The next time you are out playing a game on your cell phone, ask yourself, “is there something else I should be doing?” If the answer is yes, stop and take the correct actions to reach your goals. If you don’t have goals, put a slot of time into your day to think and daydream about the person you want to be. This can be for personal, work or whatever else you feel is necessary to make you smile at the end of the day. Because waking up knowing you are a better person can help you stay motivated to accomplish even more as the CEO, even if it means you are the Everything Officer.

RILYNN Company Inc. welcomes new team member

RILYNN Company Inc. Welcomes new team member

The Rilynn Company is proud to announce a new addition to the insurance team, Candice Samson. Candice has her Property and Casualty insurance license and has many years in sales training and in the home field. She worked for another insurance agent before coming to the Rilynn team and has also worked in property management.

    

Candice was raised in Menifee and has lived in the area since age four. She attended Paloma High School and lives 3 blocks from the home she grew up in where her mother resides. She has been married to her husband Brandon for over 11 years and has two beautiful children. Her daughter Jeweliann is ten and her son Christopher is nine, both of them have straight A’s and are doing fantastic in school.

   

While Candice is not working, you can find her in the garden, at the gym or spending time with her family. However, when she is working, she will be handling the Commercial and Workers Compensation Insurance for the Rilynn Company. If you have a question about your companies work comp or liability, give Candice a call 951-934-0630 and introduce yourself.

Networking organizations, Community Service & Hobbies,

     Throughout most communities, many clubs and organizations fight for attention and donation money. Some groups are for networking, some to help others, and some are used to keep one’s attention on something fun. All of them serve a purpose but it comes down to where a person feels comfortable and quite possibly, where they can contribute the most.

     Many people stereotype organizations from rumors or one experience they have had in the past. Make note, every club can be different, even if they share the same name. A morning club could be different from the evening club, a networking group or chamber could be different than the one in the next town. It all comes down to the people, time, and if they have specific goals for their organization.

     When selecting a club, recognize its strengths and your particular goals, if they are the same you could have a match. Then go and visit, at least twice to experience the environment, atmosphere and how everyone treats each other. This will give you some indication if you can help them as much as they will help you.

     I have been fortunate to be a part of so many groups in the past 18 years. Some were for growth, others were for networking but the service organizations were my favorite. However, everyone changes, and even though you or I may not be a part of one particular group anymore, they all hold a special place in our heart and we are grateful for being there. It is better to have loved and left then to drag out something, so continue to grow and your community will grow with you.

wait, what was that?

Sometimes you have to take a moment to relax and enjoy…wait, what was that?

     Distractions play a role in day to day life and most are unimportant, yet we focus on them instantly. Email bings, text alerts, phone rings, bathroom breaks and water cooler gossip cut into our important life activities because we let them.

     In sports, coaches always yell at the players to focus; focus on the ball, focus on the offensive player, and focus on the game itself. In business, you need a coach to tell (or yell at) you to focus on your work and finish what you started. Turn off the ringers of your phone, turn off any alerts you have for emails or texts and keep the gossip to a minimum. However, go to the bathroom often, drinking plenty of water is a good thing and bad things can happen if you hold it for too long!

     If you set an agenda for your day and have a plan, you are more likely to finish everything you need to get done. Take the time to do this and you will be happy you did, then thank your new coach for helping you focus. All the while when you are…wait, what was that?

Monthly Costs...but how much?

     While discussing insurance, the number one question is “how much is it per month?” The common response: “That’s too much!”

     No matter what the coverage, no matter what the factors are, no matter what the company, people feel insurance costs too much. So let’s look at a few things while you read this drinking your Grande Mocha Frappuccino Skinny Latte costing $4.80. You have your monthly costs, but how much CAN it really cost you?

     Most insurance companies have their target clients; number of assets, income, household size and location. The companies price their products based on these factors and some companies want the people willing to pay more for better coverage while others target the minimum payment customers. Next time you talk to your company, ask them how much it would cost to go to the ‘next level’ of insurance coverage, it may surprise you.

     Increasing your coverage may only cost you a cup of coffee or an HBO package per month and we are talking double or triple coverage. Like interest on a credit card, your purchase today could add up in the future if you were to cause a major accident. The attorney on the other side doesn’t care about your lifestyle or how you like your coffee or what shows you watch and they will go after your income.

     For a little bit more money per month, look at adjusting your insurance up and don’t always think the insurance costs too much. After an accident, you will be glad you have the better coverage and you can never have too much.

Minimum Insurance; The Dreaded Scenario

     Insurance, the dreaded word everyone doesn’t like to hear until something goes wrong.  Some people view insurance as just another bill, others think of it as some kind of government rip off while others consider insurance a valuable tool to protect their assets. It is true, if you drive a car on public roads or have a mortgage on your home you have to carry some kind of insurance coverage, however, the different types and limits can be confusing if you don’t know what to look for.

     If a person with limited assets gets insurance, they commonly buy lower limits of insurance. State minimum in California is 15/30/5 covering the driver for damages they cause up to fifteen thousand dollars per person, thirty thousand dollars for injuries per accident and five thousand dollars for property coverage (car you hit, fence, light pole, etc.). When was the last time you heard of someone going to the hospital and the bill costing less than 15 thousand (full price charged)? Also, I’m still searching for a 2-3 year old car costing less than 5 thousand. If you have not figured it out, a driver should have -more than the minimum for coverage, however, I get frequent comments like “just give me whatever I need to drive” when quoting an insurance rate.

     Insurance premiums can be a substantial part of the family budget but it is meant to protect the person hurt because of a brief lapse in judgment or careless mistake. Don’t let one accident ruin a lifetime of hard work. Review, understand and increase your coverage when necessary so when something goes wrong you won’t be dreading that word, insurance.

     Call Georgetta Gans, Nency Gonzalez (hablo espanol) or Brian Walker for more information and to get a quote to protect you against people with low limits. Multiple companies available to quote if qualified.  951-672-3476

New Toastmasters in Menifee; AM meeting!

     Are you one of the many people afraid of public speaking? Does your current level of communication hold you back from a better job? Do you want to improve your current skills to gain self-confidence?  If so, another Toastmasters Club is coming to Menifee and they are looking for new members so they can Charter in January.

     Toastmasters is known for being a ‘public speaking’ club but it offers so much more than being able to stand in front of people. You will gain self-esteem and learn how to listen better to other people along with having lots of fun. “The stories and information shared is so interesting while you learn about lots of topics” says Georgetta Gans who has been a member for over a year (in another club).

     Currently, there are two clubs meeting in Menifee; Menifee Toastmasters and The Leadership Connection, both meeting every Thursday at 12:05pm and 6:30pm, respectively. The new club will be meeting on the 2^nd and 4^th Wednesday’s of the month at 7:45am for all you early risers. Nothing starts your day like speaking and coffee!

     The location is the same for all clubs: The Rilynn Professional Building located at 27070 Sun City Blvd, Menifee 92586, near the corner of Sun City Blvd and Cherry Hills Blvd between Provident Bank and Stater Bros.

     Contact Brian Walker for details at 951-672-3476 or company@rilynn.biz for more information.